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331 Bay Street

Auburndale, FL 33823
  • $757,000
  • STATUS: Active
  • ON SITE: 42 Days
  • MLS #: TB8516430
Price Reduced
UPDATED: 55 min ago
$757,000
  • 3
    BEDS
  • 0.59
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 3,488
    SQFT
  • $217
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1973
County:
Area:

School Information

Elementary School:
Middle School:
High School:

Description

ASSUMABLE VA LOAN AVAILABLE AT AN INCREDIBLY LOW 2.6% INTEREST RATE! Seller Concessions are available towards buyers closing costs (contingent upon offer price) This is the waterfront lifestyle opportunity buyers have been waiting for. Nestled on a spacious 0.59-acre waterfront lot in the heart of Auburndale, this beautifully updated pool home offers the perfect blend of luxury, recreation, and everyday comfort with direct water access, a private dock, screened pool, expansive outdoor entertaining areas, and over 5,500 square feet of combined indoor and outdoor living space. From the moment you arrive, you'll appreciate the extensive upgrades and pride of ownership throughout. Major improvements include new roofs (2022 & 2024), fully remodeled bathrooms (2023), new flooring (2023), updated plumbing, hurricane-rated garage door (2023), new front and side windows (2023), three mini-split AC systems (2023), new irrigation pump, and fresh interior and exterior paint. These significant updates provide peace of mind while allowing you to immediately enjoy the home without the expense and hassle of major renovations. Designed for entertaining and enjoying Florida's outdoor lifestyle, the property features a screened pool, large screened porch, waterfront deck, private dock, and breathtaking water views. Whether you're enjoying your morning coffee overlooking the water, spending weekends boating and fishing, hosting family gatherings poolside, or relaxing with friends at sunset, this property delivers the true Florida waterfront experience. Inside, you'll find nearly 3,500 square feet of living space with generous room sizes, multiple gathering areas, a spacious primary suite, and flexible living spaces perfect for entertaining, working from home, or accommodating guests. The Florida room/game room provides additional space to enjoy the beautiful waterfront setting year-round. Conveniently located near Downtown Auburndale, Lake Ariana, local parks, restaurants, shopping, schools, medical facilities, golf courses, and just minutes from Interstate 4, you'll enjoy easy access to both Tampa and Orlando while still experiencing the charm and tranquility of waterfront living. In addition to being an exceptional primary residence or vacation retreat, this property offers outstanding short-term rental potential, making it an attractive opportunity for investors seeking income-producing waterfront property. Waterfront homes with a private dock, pool, extensive renovations, nearly 0.60 acres of land, short-term rental flexibility, and an assumable 2.6% VA loan are exceptionally rare. Don't miss this opportunity to own a move-in-ready waterfront retreat that offers an incredible lifestyle, significant recent upgrades, and one of the most attractive financing opportunities available in today's market.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-07-18T07:47:16.033.
www.homeinsarasotafl.com/homes/177362638
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331 Bay Street Auburndale, FL 33823

  • Price: $757,000
  • Status: Active
  • On Site: 42 Days
  • Updated: 55 min ago
  • MLS #: TB8516430
3
Beds
3
Baths
0
½ Baths
0.59
Acres
3,488
SQFT
$217
$/SQFT
1973
Built
Neighborhood:
Flanigan C R Sub
County:
Polk
Area:
Auburndale
Elementary School:
Auburndale Central Elem
Middle School:
Stambaugh Middle
High School:
Auburndale High School
Property Description
ASSUMABLE VA LOAN AVAILABLE AT AN INCREDIBLY LOW 2.6% INTEREST RATE! Seller Concessions are available towards buyers closing costs (contingent upon offer price) This is the waterfront lifestyle opportunity buyers have been waiting for. Nestled on a spacious 0.59-acre waterfront lot in the heart of Auburndale, this beautifully updated pool home offers the perfect blend of luxury, recreation, and everyday comfort with direct water access, a private dock, screened pool, expansive outdoor entertaining areas, and over 5,500 square feet of combined indoor and outdoor living space. From the moment you arrive, you'll appreciate the extensive upgrades and pride of ownership throughout. Major improvements include new roofs (2022 & 2024), fully remodeled bathrooms (2023), new flooring (2023), updated plumbing, hurricane-rated garage door (2023), new front and side windows (2023), three mini-split AC systems (2023), new irrigation pump, and fresh interior and exterior paint. These significant updates provide peace of mind while allowing you to immediately enjoy the home without the expense and hassle of major renovations. Designed for entertaining and enjoying Florida's outdoor lifestyle, the property features a screened pool, large screened porch, waterfront deck, private dock, and breathtaking water views. Whether you're enjoying your morning coffee overlooking the water, spending weekends boating and fishing, hosting family gatherings poolside, or relaxing with friends at sunset, this property delivers the true Florida waterfront experience. Inside, you'll find nearly 3,500 square feet of living space with generous room sizes, multiple gathering areas, a spacious primary suite, and flexible living spaces perfect for entertaining, working from home, or accommodating guests. The Florida room/game room provides additional space to enjoy the beautiful waterfront setting year-round. Conveniently located near Downtown Auburndale, Lake Ariana, local parks, restaurants, shopping, schools, medical facilities, golf courses, and just minutes from Interstate 4, you'll enjoy easy access to both Tampa and Orlando while still experiencing the charm and tranquility of waterfront living. In addition to being an exceptional primary residence or vacation retreat, this property offers outstanding short-term rental potential, making it an attractive opportunity for investors seeking income-producing waterfront property. Waterfront homes with a private dock, pool, extensive renovations, nearly 0.60 acres of land, short-term rental flexibility, and an assumable 2.6% VA loan are exceptionally rare. Don't miss this opportunity to own a move-in-ready waterfront retreat that offers an incredible lifestyle, significant recent upgrades, and one of the most attractive financing opportunities available in today's market.
Exterior Features

Attached Garage Yn Yes Carport Yn No Construction Materials BlockStucco Covered Spaces 2 Direction Faces East Exterior Features Irrigation SystemLightingSidewalkSliding Doors Fencing Chain LinkFencedVinyl Foundation Details Slab Garage Dimensions 22x27 Lot Features City LotSidewalk Open Parking YN Yes Other Structures Shed(s) Parking Features Circular DrivewayDrivewayOversized Patio And Porch Features CoveredDeckEnclosedFront PorchPatioPorchRear PorchScreened Pool Features DeckHeatedIn GroundScreen Enclosure Pool Private Yn Yes Road Frontage Type Street Paved Road Surface Type Paved Roof Shingle Spa Features In Ground View Water Water Access Lake Water Access Yn Yes Water Body Name LAKE ARIANA Water Extras Seawall - Other Water Extras Yn Yes Water View Lake Water View Yn Yes Waterfront Features Lake Front Waterfront Yn Yes

Interior Features

Additional Rooms Den/Library/OfficeFlorida RoomGreat Room Appliances DishwasherDisposalIce MakerRangeRange HoodRefrigeratorWine Refrigerator Building Area Total 5501 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring Ceramic TileLaminatePorcelain TileHardwood Furnished Unfurnished Heating Central Heating YN Yes Interior Features Ceiling Fan(s)Eating Space In KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersWalk-In Closet(s)Wet BarWindow Treatments Laundry Features Inside Levels One Rooms Bedroom 2 (Built-in Closet) Game Room Living Room Balcony/Porch/Lanai Laundry Primary Bedroom (Walk-In Closet(s)) Family Room Foyer Balcony/Porch/Lanai Foyer Kitchen Bedroom 3 (Built-in Closet) Bonus Room (Built-in Closet) Sewer Public Sewer Water Source Public Window Features BlindsWindow Treatments

Property Features

Additional Parcels YN No Association Yn No Cdd Yn No Down Payment Resource Yes Flood Zone Code X Garage Yn Yes Homestead Yn Yes Lease Considered YN No Listing Terms CashConventionalFHAOtherUSDA LoanVA Loan New Construction Yn No Occupant Type Owner Ownership Fee Simple Property Condition Completed Property Sub Type Single Family Residence Realtor Info As-Is Security Features Smoke Detector(s) Senior Community Yn No Special Listing Conditions None Tax Annual Amount 7447 Total Annual Fees 0 Total Monthly Fees 0 Utilities Cable AvailableElectricity AvailableStreet LightsWater Available Zoning R-1


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of DIVINE ESTATES REALTY LLC: 813-401-1851.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-07-18T07:47:16.033.
 
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